Los Angeles Property (Homes/Condos/IncomeProperty) Search (free MLS search). Want to buy a property or a home?  Want to sell a property or home? Includes Pasadena, Alhambra, Glendale, Burbank, South Pasadena, San Marino, La Canada, La Crescenta, Eagle Rock, Arcadia,Beverly Hills,Monrovia,Duarte...

Register for MLS access to search for properties via city, zip code, price, area, school district etc., by clicking 'Search Area Homes" above. I'll email you listings matching your criteria as soon as they come on the market. Selling a property? I'll email a CMA{properties similar to yours recently sold} to you if you provide me w/your property address. Purchasing a property?  A preapproval letter is the 1st step: 1) Makes sure you are shopping in the correct price range; 2) Satisfies sellers you are a serious buyer; sellers won't look at your offer without one; 3) Use the preapproval letter to compare what other lenders will offer you.  Fill out an application by clicking on 'PreapprovalApplication'-the 2nd button on the left. The application will be processed by Virtual Mortgage Group - a direct,online,wholsesale lender. Filling out the application will tell you the various loan products available to you,the amount you qualify for,&you can compare Virtual Mortgage Group's
rates&costs to other lenders. Virtual Mortgage Group is competitive,expiditious, and can beat other lenders. 

Search for area open houses by clicking the button above. Select a date range & an area, and then click preview count to see how many show up. If there are too many properties, narrow it down further before viewing. Let me know if any of these properties interest you so we can schedule a viewing. For a more detailed listing of active properties or to have properties meeting your search criteria emailed to you as soon as they come on the market, email or call me. Remember the 1st step in purchasing is a preapproval letter -
just click on 'Preapproval Application"  above to find out what loan products are available to you & what amount you
qualify for.

Compare Shools,CrimeRates,Cost of living, by clicking on the button above. This website has proved helpful for many
of my clients (buyers and sellers). With the tools on this website, you can compare schools,cities, crime rates, climate and even differences in cost of living between communities.

This site gives you a good "big picture" overview. When you’re ready to talk about specifics, give me a call or shoot me an email.

Want to see a property? Schedule a visit. Fill out the form above by clicking on "schedule a visit" to let me know. I will make arrangements with you and meet you at the property, or if there is a open house you can check it out on your own.  

Are you financing more than 80% of the purchase price of your home?  Don't pay mortgage insurance to the lender (lenders usually require this if the principal amount owed exceeds 80%).  You can avoid PMI by making sure the principal amount owed on any one loan does not exceed 80%.  For example, if you obtain 100% financing, do a 80/20 split -this will keep you from having to pay mortgage insurance.   Also Mortgage Insurance is not tax deductible.  
 
There are certain standard costs associated with closing the sale of a house. These fees are split between the buyer and the seller, as spelled out in the sales contract. Closing costs should run from $8,000 to $12,000, depending on the price of your home, the amount of property taxes owed, etc. However, remember that we can always ask the Seller to assist and/or completely pay for your share of the closing costs. Also remember that you can obtain a loan for a 103% to pay for your closing costs.

The amount you have available for a down payment will affect what types of loans for which you can qualify. Down payments typically range from 3 to 20 percent of the sales price for the property.

Remember it is more important to get into your 1st property regardless of the type, location, etc. Once you are in your 1st property it will be easier to move on to bigger and better things and it will give you freedom to do other things and eventually buy your dream home {i.e. you can pull equity/money out of the property you own at a low interest rate to remodel, purchase another property, help friends and family, etc}. \

You'll want an agent who embraces the convenience of technology without losing the personal touch. You'll love the resources available on my website and the e-mail alerts that I send, but these will never replace the time I spend with you, serving as your personal guide through this exciting process.

I will prepare a Comparative Market Analysis (CMA) for you so you can get an idea of what your home will sell for, and/or I will give you current listings in areas that you are interested in so you can get an idea of what the current market conditions are.

Let's get together and talk about your home buying and/or home selling plans. Call me at 206-202-0218 or send me an e-mail (property@lapropertiesonline.com), we'll set-up a time that is easy and convenient for to meet.

P.S. If you're not ready to meet in person, please tour through my website. I'm sure you'll find the resources here useful and helpful. Enjoy!