Don't Pay Mortgagte Insurance|Pasadena Real Estate|Los Angeles County Real Estate|California Real Estate|San Gabriel Valley Real Estate

Don't Pay PMI {Mortgage Insurance}!!!!!!!!!!!!!!!!!!!

Are you financing more than 80% of the purchase price of your home? Don't pay mortgage insurance to the lender (lenders usually require this if the principal amount owed exceeds 80%). You can avoid PMI by making sure the principal amount owed on any one loan does not exceed 80%. For example, if you obtain 100% financing, do a 80/20 split -this will keep you from having to pay mortgage insurance. Also Mortgage Insurance is not tax deductible.

Let me help you take the first step in purchasing by getting you a preapproval letter. Remember, sellers won't look at your offer w/out one. Revisit my site often to search properties, open houses, and keep up on the market and real estate news.

Mortgage Calculator:

Sales Price:		$
Down:		%
Interest Rate:		%
Term:		yrs

Monthly payment:		$

Today's Rates:

Mtg Loan

Rate

APR

30-yr Fixed	4.32%	4.46%
15-yr Fixed	3.83%	4.03%
1-yr Adj	3.5%	4.34%

* national averages

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Register for MLS access to search for properties via city, zip code,
price, area, school district etc. I'll email you listings matching your
criteria as soon as they come on the market. Selling a property? I'll
email a CMA{properties similar to yours recently sold} to you
if you provide me w/your property address. Purchasing a
property?A preapproval letter is the 1st step: 1) Makes sure you
are shopping in the correct price range; 2) Satisfies sellers you are
a serious buyer-sellers won't look at your offer w/out one;3) Use
the preapproval letter to compare what other lenders will offer you.
Fill out an application by clicking on 'PreapprovalApplication'-the
2nd button on the left. The application will be processed by
GoLoan-a direct,online,wholsesale lender. Filling out the
application will tell you the various loan products available to
you,the amount you qualify for,&you can compare GoLoan's
rates&costs to other lenders. GoLoan is competitive,expiditious&can
beat other lenders

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