Real Estate Investments-Use Cash or Roll Over Retirement Funds...

We offer real estate ownership to our buyers with fee simple title ownership (grant deed) and insured title. The buyers have absolute control over their properties. This is NOT a REIT (real estate investment trust - a stock investment where buyers do not have control).  Basically you are purchasing a parcel of land in the path of growth in Los Angeles County (Antelope Valley), and according to market conditions you have the ability to turn a profit when a developer eventually wants to purchase the property from you.  You can invest as little as a few thousand dollars (dependent on what parcels are available).

We offer Tenancy In Common to enable buyers to buy a property that they could NOT otherwise afford to buy. Multiple owners may form their own LLCs or Partnerships to enhance their buying power to acquire higher value properties from us. All Tenant In Common owners receive fee simple ownership and title insurance.

A third party trust company, administrator, or actuary will be your legal custodian for your self-directed IRA/401(k) and solo/small business pension plans, including unbundled defined benefit plans.

A third party service company will manage property tax matters among cotenants.We require no deposit; there is no financial obligation until closing of escrow (closing costs= approximately $700).

We are the pioneers when it comes to "placing real estate in retirement plans, however you can make the purchase via cash, instead of through a retirement vehicle.  When purchasing the property with cash you will probably have to pay 'capital gains tax' as opposed to 'income tax' when the property is sold.  The only fees you have to pay are closing costs at the close of escrow when purchasing the property, and the annual property taxes which are paid direclty from your retirement account if purchased through your retirement account.

Self-directed IRA

IRA (individual retirement account) is a personal savings plan that allows you to set aside funds for your retirement. These plans grow in either a tax-deferred or tax-free environment.

A self-directed IRA gives you the flexibility to allocate your retirement assets among various choices. It enables you to roll your funds into alternative vehicles other than the volatile stock market.

Ace Capital Group can show you how to place real estate in your IRA. Contact us for more information!

Defined benefit plans

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Defined benefit (DB) plans are qualified pension plans which promise participants a specific monthly lifetime benefit amount at retirement. A benefit formula is created that targets a level of retirement income based on your desired contribution level. Contribution amounts are calculated and adjusted annually to ensure that your target goal is reached.

Ace Capital Group has teamed with industry actuaries to guide you to a new pension plan that may save you $100,000's:

  • If you own a successful small business with an existing bundled pension plan that does not allow you to own real estate within it.
  • If you have not yet a pension plan
  • You can rely on easily affordable, third-party financial professionals with your fiduciary benefit in mind to prudently diversify your new or existing Solo/Small Business Pension plan among real estate, stocks, bonds and other assets.
  • Potentially set aside much larger sums than with IRAs or 401(k)s, every tax year, for retirement, while significantly shrinking your annual tax burden.
  • Use affordable, deeded California real estate ownership, among other vehicles, inside your company's new/rewritten pension plan to achieve a better retirement.
 

Tenancy in common

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For people who do not have sufficient funds to buy 100% of a property, they can purchase into a Tenancy In Common (TIC). This is also the perfect solution for people who prefer to leverage their funds into a significantly larger or more valuable property.

ACE makes it simple and easy for buyers to participate in our TIC. To get started, simply contact us today!

Features:
  • Ace Capital Group's TIC allows 2, to a maximum of 4, entities to have an undivided, fractional interest in a property. Ownership shares are not required to be equal.
  • Each co-owner receives an individual grant deed for his or her undivided percentage interest in the entire property. Through TIC ownership, you are able to enjoy ownership in a property with the amount in your retirement account.
  • The TIC is considered to be its own entity and is functionally one unit. The co-owners make all the decisions regarding the disposition of the property.
  • A TIC ownership interest can be purchased, sold, gifted, bequeathed by will, or inherited, and is subject to property taxes, gift tax, estate and inheritance taxes in the same manner as any property held in fee simple (single) ownership.
  • Co-owners may sell their ownership to anyone in or out of the TIC.
  • All co-owners sign a Co-Tenancy Agreement that clearly defines how you may sell your interest in a TIC.
  • TIC participants maintain their autonomy in terms of deeds and taxes.
  • Any Ace property that can be bought individually can be bought as a TIC.

Benefits:
The participant does not need to secure a mortgage nor assume any debt.
  • You can be in or out of the investment almost at will, as defined in the Co-Tenancy Agreement.
  • You can purchase any fractional amount of real estate as stated in that specific property offering.
  • Participation in a TIC allows you to purchase and own more property than you could afford to purchase on your own.

Our philosophy

We firmly believe that everyone in America, who is serious about retiring well, has the opportunity to do so. Since real estate produces the overwhelming majority of American millionaires, we believe that ownership of carefully selected California real estate is the avenue to a comfortable retirement.

We believe that a sound real estate purchase is comprised of:

  1. Property located in an area with a predictable population growth.
  2. Property located within commuting distance of a major population center.
  3. Property located in an area with a strong economic base - in the past, present and future.
  4. Property priced at or below market.
  5. The recognition that buying for long-term appreciation requires patience.

Our carefully selected real estate match these criteria; we can help people to fulfill their goal of a better retirement.

 * Under certain conditional requirements, we allow up to 10 persons in co-tenancy.
 

Our company

Ace Capital Group is a real estate company based in California. We are neither brokers nor financial advisors, who work for commissions. We are principals, who make profits from buying and selling, and our buyers make profits through long-term appreciation.

Our business evolved from the extremely successful personal investments of our founders, whose enterprises have helped about 10,000 individual buyers over the past 35+ years.

  • We specialize in wealth building through long-term appreciation in land ownership in the path of growth.
  • We help qualified retirement account holders to roll over their funds from the volatile stock market into more predictable California real estate.
  • We have voluminous Testimonials from our buyers attesting to their satisfaction.
 

Here's what our satisfied buyers say about ACE:

Last August 2003, I purchased a 1.25-acre parcel of pre-developed land. The purchase price was $23,125. During early May 2004, I received an offer to purchase the land for $46,000.

I believe this significant increase in just 10 months is a strong indicator of the future value appreciation. For this reason, I chose not to sell the land, but rather to leave it as a part of my retirement assets - which was the reason I purchased the land.

Thank you for assisting me in my planning for retirement. - Sandra Fraasch

The first property was bought in July 2001 for $21,000 per acre and sold at $45,000 per acre in 2004. The second property bought around the same time for $21,000 per acre and sold at $45,000 per acre in 2004. Same situation, same good result. So far, the return on investment has been very good. - Hemant Mehta

I had no experience with land purchasing before I was introduced to ACE. Not only did ACE prepare very good material and market analysis for investors, but also with sufficient land resources for different levels of investors. I recently bought a piece of land through ACE. ACE staff and also its president worked together as a team to solve some unexpected issues due to the previous land owner until the purchase was closed. ACE has kept its promise to its customers!

Although the purchase was delayed for a bit for unforeseeable reasons, the land value had increased more than 50 percent at the closing date. I have built trust in ACE and would like to thank all ACE staff for their tireless and professional jobs well done! - Kevin Gu

I just wanted to write to comment on how pleased I am with the purchase of property I closed in 2005. The price I paid was $1,000 per acre and in just over a year my property has increased in value from $2,700 to over $7,000 based on recent sales in the area. I purchased an additional piece of property a few months ago and anticipated it will do well in appreciation! Thanks ACE! - Candice Larsen

I am very impressed with your company's land banking business and I feel this is very high growth and yet low risk investment. Purchasing land from you is a wonderful experience. Your overall knowledge and advice on the parcel I purchased really convinced me that I made the right investment. I really appreciate your service and will recommend your service to all of my friends who wish to invest their money wisely. Please inform me of any good deals coming up as I wish to purchase more parcels in the near future. Furthermore, your newsletter and all the update information are very informative and I really appreciate your continuous efforts in educating us about land banking and making the right investment. - Jenny Zhou

Dear Ace! The comparable you have found in the area surrounding the properties I recently purchased through you indicate a value significantly greater than I paid last year. I am very pleased with this indication of rapid appreciation.

I also gratefully acknowledge the thoroughness of the services you provided in finding properties that met my investment criteria. The rapid movement of the market provided challenges in that several of the properties I indicated interest in were sold before we could secure them. You stayed with the effort until we secured the appropriate properties; I am very grateful and I strongly recommend your service. - Richard Stancliff

In March of 2001, I purchased pre-developed land from Ace Capital Group with my IRA assets. I paid approximately $16,000, and in April of 2004 we were offered $45,000 for our share of the property. I accepted the offer even though I had made the original purchase in my IRA for longer term appreciation.

When I told my co-workers that I just made almost three times my investment in 3 years, they wanted to know how. All of them had lost a considerable amount in the stock market during the same period. When I told them I made it in land, they were surprised that they could purchase land using their IRA money. I told them all to contact Ace. - Bei Qin, ACE Director of Sales

Dear Ace Capital Group! Yes, with your encouragement, we were lucky to catch the Land Bank Train and are happily seeing the appreciation of our purchased property. Definitely, we keep watching and should there be a good opportunity, please let us know. We really appreciate your tremendous efforts and great patience in helping us find a gem in the land market. Thanks! - Karl and Yiling

I had heard about rolling your IRAs into a self-directed account to buy real estate two years ago. But I couldn't find anything that I could afford until Ace Capital Group came along. I was able to buy two properties, and am happy that my investments aren't continuing to loose money if I had left it in the traditional IRA accounts. - Helen Wong

Recently I changed employers within my current industry, the Airlines. It was bad enough my former employer had lost money in the stock market with my 401(K) retirement plan. Then, they really compounded the bad news by liquidating my assets rather than giving me a rollover option to retain my tax benefits. I was devastated. Then I found out about Ace Group's real estate for retirement from a former co-worker's husband, Bouvier Beale, who had bought Ace property for retirement, and is now an agent with Ace.

Bouvier explained that I could invest for retirement; just using the liquid assets I had leftover, even though partly diminished by my thoughtless former bosses! He further pointed out that now that I had a deed to real estate in the path of planned growth near a major population center in the largest and fastest growing state in the union, all I had to do was sit back, relax and watch my assets grow slowly, but predictably and steadily, unlike the volatile stock market.

Thank you, Bouvier and Ace! - Stephen Baccari

 


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